Get to know Denarau

Denarau provides lending, mortgage, and funds management services to both investors and borrowers through the Denarau Direct Mortgage Fund. In this Privacy Policy, “Fund” means the Denarau Direct Mortgage Fund. We are bound by the Australian Privacy Principles (APPs) and the credit reporting provisions under the Privacy Act, upon which this policy is based.

Denarau aims to provide Investors with consistent returns by providing a high level of service and acting at all times ethically, with integrity and professionalism. Denarau is committed to its Investors and its staff are experienced in funds management, mortgage lending and loan management.

Mortgage investments are sourced by Denarau direct from borrowers or through current contacts and a professional network of finance brokers and introducers. Mortgages are assessed by Denarau in accordance with its credit policy.

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Get to know our directors!

Scott and Alan bring a combined 45+ years of banking, finance, and property expertise. They have held senior roles in major Australian banks, managed multi‑million‑dollar loan portfolios, and funded large‑scale property developments. Together, they specialise in structuring complex deals, detailed credit assessment, and hands‑on loan management delivering strong outcomes for investors and borrowers alike.
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Alan Gale

Director

Alan is Director of the Trustee and Denarau, with over 25 years in banking and finance. He has held senior roles at Macquarie Bank and Suncorp Metway, managed large‑scale property development financing, and placed capital for family offices, institutional, and high‑net‑worth investors. As founder of Altren Capital, he delivers tailored debt and equity solutions, excelling in structuring complex deals and funding major projects. Holding an MBA and Masters in Accounting from Bond University, Alan combines deep financial expertise with a strong track record in project finance and investor relations.

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Scott Smith

Director

Scott is Director of the Trustee and Denarau, with over 20 years’ experience in banking, property finance, and commercial lending. He has managed $280 million loan portfolios, led property development finance, and turned around impaired loans for major banks. Holding a Bachelor of Commerce and a Master’s in Property Investment & Development, Scott uses his expertise to deliver strong investor returns through sharp credit assessment and hands‑on loan management.